Make Me Debt Free

If you have been in debt for a long time and feel that your debt is unmanageable, you may want to consider entering an Individual Voluntary Arrangement (IVA). These are legally binding agreements that allow debtors to make affordable payments to their creditors. An IVA stays on your credit file for six years and will affect your credit rating. Before you decide to enter an IVA Solution , you will need to prepare a list of your assets. You will also have to provide your creditors with an estimate of how much you owe. Once your creditors are satisfied with this, they will consider your proposal. Once your creditors approve your proposal, your IVA will become legally binding. This will mean that your creditors will not take legal action against you. They will not send bailiffs to reclaim debts, nor will they add additional interest to your debts. During an IVA, your assets are protected. However, an IVA can be expensive, and if you have a high income, you could end up paying more in...

 From May 2021 to May 2022, the Conservative administration led Southampton City Council. They said that they took decisions that were legal and within the framework of the council. They argued that the decision was in the best interests of residents. They cited examples of decisions that were taken, such as the sale of land to create a new free school and the repair of a private road in Lordswood Close. The Centre for Governance and Scrutiny (CfGS) looked at four decisions and found no wrongdoing. It also found that the  Southampton City council 's administration valued pace above all else. It found that it was unwilling to take advice from officers, despite it being reasonable and helpful. The CfGS was asked to look at actions taken by the children's service department following an inspection. The Labour councilor Steve Leggett stated that the administration was committed to good governance. He said that the decisions that were taken represented how the administration wanted...

 As children are forced to leave the city, foster careers in Southampton are urging more people to take action. Andy Maxwell of Nursling has been a foster parent for over six "wonderful" years and is now encouraging others to do the same. It was revealed earlier this year that over 200 Southampton children in care are living outside of the city due to a lack of foster families. Southampton City Council currently cares for over 500 children, and there are just over 140 approved fostering households in the city. Andy stated that he has never seen such "low numbers" of foster parents and hopes that more people will assist children in remaining in the city. READ MORE: Available fostering places in England have fallen by 23% in four years, according to Ousted. According to the 52-year-old DJ: "I know it sounds corny, but we are the luckiest people on the planet. My wife and I work well together, and we both enjoy working with children." Our friends were foster ...